Being weighed down with debt or confronting foreclosure make you feel powerless. Creditors and debt collection calls, threatening repossession, wage garnishment, or lawsuits leave you angry, scared and confused.

We can help.

With a Vermont bankruptcy lawyer from Kenney & Fisher, you will have a chance to learn what your options are, discover what debt relief is available, and seek the debt relief and peace of mind you need.

Filing for bankruptcy can help your financial situation. You can be rid of the worry that comes from debt collection efforts and threatened lawsuits by creditors, collection agencies and debt collectors. With a bankruptcy attorney to help you file your bankruptcy petition, it may be possible to stop repossession, foreclosure, wage garnishment and creditor harassment. We assist clients with both Chapter 7 Bankruptcy and Chapter 13 Bankruptcy.

Here’s what that means:

Chapter 7 Bankruptcy, also called consumer bankruptcy, is available to individuals and families who need to begin the process of liquidating assets in order to pay back their accumulated debt. Chapter 7 allows for certain protections, or exemptions, that can allow you to keep certain important properties – including your home and your car. In fact, a Chapter 7 bankruptcy often allows you to keep your house, your car, and other assets, so that your family can continue to live a normal life while beginning the process of ridding yourself of debt.

Chapter 13 Bankruptcy is a reorganization strategy for people with large debts who do not meet the income requirements for Chapter 7 Bankruptcy. Chapter 13 Bankruptcy helps debtors to eliminate unsecured debts by allowing for the negotiation with debt collectors and settling with them for far less than is owed.

We can represent debtors in Chittenden County, Franklin County, Addison County, Lamoille County and Washington County in Chapter 7 Bankruptcy and Chapter 13 Bankruptcy cases.

Contact Kenney and Fisher for a free initial consultation.

Or call us: (802) 871-5638. We can help.